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Monthly Credit Monitoring Report For:

John Sample
Changes to your credit file during the period:
8/27/2002 - 9/26/2002






Information  
 
Before you review your monthly credit monitoring report, here are some frequently asked questions to assist you in understanding the report and maintaining better credit:

     

  • What do I do if the monitoring reports shows information that I suspect to be inaccurate?
  • Why does the monitoring report appear to be missing information such as recent credit inquires or new accounts which I have recently opened?
  • Where can I find help and information on how to read and understand my credit monitoring report?
  • What steps should I take if as a result of examining my monitoring report, I feel that I may be a victim of credit or identity fraud?
My Credit Monitoring Report  
 
In order to provide you with the most comprehensive information available regarding your credit file, we monitor changes over a three month period. For this reason, the same changes may appear on more that one credit monitoring report. You will receive your monthly monitoring report even if there have been no changes to the file.

When we checked your credit file, we found changes to one or more of the following items:

 

 
         Address Changes
 
         New Employers
 
         New Accounts
 
         Total Debt and Monthly Payments
 
         New Inquiries
 
         Late Payments

Address Changes: The following address changes were reported to Northern Credit Bureaus by you or one or more of your existing creditors.
Original Address Current Address Notes
336 Bassett Drive
Vancouver, BC
K1J 3P2
 22 149th St
Moosejaw, BC
V3P 5K9
  

New Employers:
Previous Employer Current Listed Employer Since
ABC Rent A Car
 John's Drywall
 2002

New Accounts: The following credit or loan accounts have recently been opened in your name.
Business Name Date Opened Balance Date Balance Amount Status Date Payment Status
Royal Bank
 20 Sep 2002
 20 Sep 2002 100.00 20 Sep 2002 Paid as Agreed

Total Debt and Monthly Payment Amounts:
Item Previous Amount Current Amount Increase/Decrease of
Outstanding Balance:
 $52,220.0
 $61,510.00 + $9,929.00
Monthly Payments: $ 820.00 $ 1,125.00 + $ 305.00
Credit Utilization: 54.0% 61.0% + 7.0%

New Inquires: The following businesses have recently requested a copy of your credit file from Northern Credit Bureaus
Business Name Inquiry Date
ABC Business Name
Target Credit Applications
 22 Sep 2002
26 Sep 2002

Late Payments: The following late payments or negative information has been reported to Northern Credit Bureaus by one or more of your current creditors.
Business Name Date Opened Balance Date Balance Amount Status Date Payment Status
Royal Bank
 22 Sept 02
 22 Sep 02 $400.00 24 Sep 02 30 Days Late
 
 

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