If your credit report contains inaccuracies, it can mean higher monthly payments, or denial of credit when its time to get a new loan, mortgage, or credit card.
Your credit report can alert you to possible instances of credit fraud or identity theft.
You credit report is a valuable tool that can help you assess personal credit availability, as well as liabilities and financial position.
Understand how lenders evaluate you. Get a Canadian credit check-up now!
Your credit report includes...
Canada credit history with information from the last 6 years: Your credit accounts, on-time and late payment record, former employers and residence addresses, collections activity, and more. See a sample.
All this in an easy to understand, consumer credit report format.
It's smart, and it's easy...
With reliance on credit these days, and with the dangers of credit fraud, watching your credit report has become as important as watching your bank statement.
If your credit report has errors, it is likely that you're the only person who's going to recognize them. Get your credit report to make sure it represents you accurately!
Your credit score is vital!
Credit scores are used by lenders, insurers, landlords, employers, utility companies and others to evaluate the contents of your credit report. A high credit score helps you qualify for the best credit and loan rates.
When you ask for your credit score with your credit report, you also get to see how your credit rating compares to the rest of the Canadian population, and you get an explanation of the factors that might be improved in order to get a higher score.
The optional debt analysis computes your debt to income ratio based on numbers in your credit report and information you can enter and edit. You can quickly see how lenders are likely to view your capacity to repay your loans.
Order your Canadian credit report and make sure it is right!