Why it's important to see your
Canadian Credit Report
and Score now.
If your credit report contains inaccuracies, it can mean higher monthly
payments, or denial of credit when its time to get a new loan, mortgage, or
Your credit report can alert you to possible instances of credit fraud or
You credit report is a valuable tool that can help you assess personal credit
availability, as well as liabilities and financial position.
Understand how lenders evaluate you. Get a Canadian credit check-up
Your credit report
Canada credit history with information from
the last 6 years:
Your credit accounts, on-time and late payment record, former employers
and residence addresses, collections activity, and more.
See a sample.
All this in an easy
to understand, consumer credit report format.
It's smart, and it's easy...
With reliance on credit these days, and with the dangers of
credit fraud, watching your credit report has become as important as
watching your bank statement.
your credit report has errors, it is likely that you're the only person
who's going to recognize them. Get your credit report to make sure it
represents you accurately!
Your credit score is vital!
Credit scores are used by lenders,
insurers, landlords, employers, utility companies and others to evaluate the
contents of your credit report. A high credit score helps you qualify for
the best credit and loan rates.
When you ask for your
credit score with your credit report, you also get to see how
your credit rating compares to the rest of the Canadian population, and you
get an explanation of the factors that might be improved in order to get a
The optional debt analysis computes your debt to income
ratio based on numbers in your credit report and information you can
enter and edit. You can quickly see how lenders are likely to view your
capacity to repay your loans.
It's up to you. Get just your credit report, or include your
credit score, a
debt analysis, or
credit score and debt analysis (both!)